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Senior citizen reverse mortgage loans can be secured for a number of reasons as under: For converting home equity into vital cash in times of need. To repay unmanageable high interest rate credit debts & bills.

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4. Reverse Mortgage: With this type of mortgage, which is available to seniors 62 and older, instead of paying a lump sum, the lender cuts a monthly check to the borrower. 7. VA Loan: A VA Loan is a mortgage that is guaranteed by the Department of Veterans Affairs.

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VA Home Loans. Reverse Mortgage Loan for Seniors. Quite popular among senior citizens, reverse mortgage loans preclude the repayment of the debt until the borrower is deceased or sells the house.

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