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With a reverse mortgage, homeowners receive money from the lender instead of paying money to them—they are the reverse of a traditional mortgage. Reverse mortgages are available to homeowners who are over the age of 62 who live in their home and either own it outright or have a minimal remaining …

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the cash from a reverse mortgage can be paid to the homeowner in several ways: … Most reverse mortgages are home equity conversion mortgages ( HECMs).

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