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A reverse mortgage allows you to access the equity in your home. … You can choose to receive a lump-sum payout, regular payments over time, … The government limits the origination and servicing fees that can be charged for these loans.
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Licensing and Forms. Apply for a Mortgage Loan Originator License Information on how to apply for a Washington Mortgage Loan Originator license.
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Reverse mortgage loans are commonly used to pay for home renovations, medical and daily living expenses. homeowners who have an existing mortgage often use the reverse mortgage loan to pay off their existing mortgage and eliminate monthly mortgage payments.
Mortgage originators are part of the primary mortgage market and must work with underwriters and loan processors from the application date until closing to gather necessary documentation and guide the file through the approval process.