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Reverse Mortgages Are SCAMS!To avail of the reverse mortgage loans senior citizen, there are certain criteria that the borrowers need to fulfil. These include the borrower must own the house, should be above 62 years in age, and availability of adequate equity in the house.

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A reverse mortgage loan has been announced as a new loan product by State Bank of India (SBI). Exclusively offered to senior citizens, above the age of 60, this reverse mortgage loan is provided against self-owned and occupied houses.